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Contract Code: 201808
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USE OF BANOIRE DISTRIBUTION CONSTITUTES ACCEPTANCE OF THESE TERMS OF USE AND THE BANOIRE PRIVACY POLICY.
PLEASE CAREFULLY READ THE FOLLOWING TERMS OF USE BECAUSE THEY DESCRIBE YOUR RIGHTS AND RESPONSIBILITIES.
THESE TERMS OF USE CONTAIN A BINDING ARBITRATION PROVISION AND WAIVER OF JURY TRIALS AND CLASS ACTIONS GOVERNING DISPUTES ARISING FROM USE OF BANOIRE DISTRIBUTION. IT AFFECTS YOUR LEGAL RIGHTS AS DETAILED IN THE MANDATORY ARBITRATION AND WAIVER OF CLASS ACTION SECTION BELOW.
Thank you very much for choosing BANOIREDISTRIBUTION.COM as your Digital Music Distributor. We hope you enjoy our service and achieve great success with your music career. Please, read these Terms of Use very carefully as they constitute a binding agreement between you (in these Terms, the End User or You), and us (in these Terms, BANOIREDISTRIBUTION.COM, We or Us) and are effective upon the registration on the platform, available at https://music.banoiredistribution.com (hereinafter, the Platform).
The BANOIREDISTRIBUTION.COM services shall be provided in accordance with:
Please provide and fill out all the information required in the “Account-> Profile” section of the Platform as it is necessary to create the contractual relationship between us. We made our Terms of Use as easy to read as possible, but if you have any doubt or query, please contact us by using any of the communication channels described above.
Table of Contents
To facilitate the understanding of these Terms of Use, the following principal expressions will have these meanings:
“Customer”: refers to any individual that accesses or makes use of a Digital Music Service.
“Digital Distribution”: means the transferring by any means of data transmission or communication, through the internet, internet radio, kiosks, in-store listening posts, mobile, wireless, satellite and similar communication systems, whether now known or existing in the future, of the End User Content in multiple digital formats including but not limited to clips, permanent downloads, subscriptions, streams and timeout-downloads, ring-tones and ring-back tones and any other means.
“Digital Music Service”: means any digital outlet, such as music download portals, music and video streaming services, mobile music platforms, digital (and terrestrial) radio stations, digital (and terrestrial) television networks, and mobile networks (each a “DMS”, i.e.: Apple iTunes, Spotify, Tidal, Google Play, etc.), that enables Customers to purchase and/or listen to End User Content.
“End User”: that’s You (hereinafter, the End User), which is an artist, songwriter, author, producer, agent (including royalty recipients), rights holder or others who are authorized and entitled to exploit certain music (including the composition and the recording) and to use the Platform, the Platform API or portions thereof.
“End User Content”: means all intellectual property works (including without limitation musical works, recordings, video clips, ring-tones, real-tones, lyrics, logos, covers and photos) as to which the End User has the necessary exploitation rights, including “Neighboring Rights”.
“Platform”: refers to the digital music distribution platform available at https://music.banoiredistribution.com or your designated subdomain.
“Service”: means the service provided by Us through the Platform, in order to make the End User Content available on Digital Music Services (here, the Digital Distribution Services).
Hence, these are the rights and obligations of each of us:
2.1 During the Duration and subject to compliance by You with these Terms of Use, You have the right to access to the Platform and enjoy the Service provided by Us through it.
2.2 For information purposes, the features of the Platform include but are not limited to:
Nonetheless, We reserve the right to include new functionalities or eliminate any of the features of the Service, to change the characteristics, design, appearance or presentation of the Platform and the Service, in which case, if You are unsatisfied with the resulting Platform, You can terminate the relationship in the terms described in these Terms of Use.
2.3 Furthermore, You undertake that You have all necessary rights in respect with Your Content to exploit it through the Platform and, therefore, give us the administration of your Content as requested by You at each time, in the terms described in Section 6. This right and authorization is granted on an exclusive basis for those Digital Music Services on which You decide to make Your Content available through our Service; this means that if You use the Service to make Your Content available in an specific Digital Music Service, You can’t make the same content available in the same Digital Music Service using a service different than the Service and the Platform.
What You can do and what you can’t do
Use of the Platform
3.1 By registering and uploading Your Content on the Platform, You assume and undertake, essentially, the following obligations:
3.2 You undertake to use diligently the Platform and, therefore, undertake:
3.3 In general, You agree to use the Platform in a lawful and diligent manner and will not do anything forbidden by Law of by these Terms of Use. You will be liable to Us in respect of any breach of these Terms of Use, as described in Section 9.
Upload and storage of Your Content
3.4 After registration, You can upload Your Content (including sound recordings and audiovisual works, photographs, images, and other related content) to your personal account, for their subsequent Digital Distribution.
3.5 You can only upload content to the Platform for which You are the owner or have the rightsholders’ permission in writing, and cannot upload any content whose rights are held by third parties. We may ask you to facilitate to Us all documents, contracts and registration certificates necessary to confirm that you own the rights of Your Content and reserve the right to ask you not to upload content from a specific author or producer, or We may also remove any of Your Content from the Platform for which We don’t have the legal conviction that it belongs to You.
3.6 As specified before, You can’t, under any circumstance, upload any content that could be harmful, threatening, unlawful, confidential, defamatory, libelous, harassing, obscene, indecent, fraudulent, infringing the rights of privacy, incites hate or includes texts of racist, ethnic or other nature, that is against or hinders or limits in any way any individual, or which may expose Us or third parties to any harm or liability of any kind.
3.7 You can’t either upload any private or fake information of any third party, including, among others, mail addresses, phone numbers, and email addresses.
3.8 You are not allowed to upload any content that may breach copyright law or third party brand ownership
3.9 As We specified before, You are free to exploit Your Content, directly or through third parties, to Digital Music Services which are not selected or made available on the Platform.
3.10 We reserve the right to access to and analyze all or part of Your Content in order to guarantee the compliance with the Law and with these Terms of Use. We also reserve the right to delete files, data or information uploaded by You if We deem that they are not in compliance with these Terms of Use, or if We think they are not suitable or appropriate for the Platform or the Service.
3.11 Finally, for clarification purposes, these Terms of Use do not provide any obligation to You to upload a minimum quantity of content and/or a minimum availability of it.
4.1 By using the Service, You shall pay to Us the fees corresponding to the Services contracted, which can be found at any time in the “My Account > Pricing” section of your Account.
Additionally, You will receive 90.00% of the net incomes (deducting expenses and taxes) which We receive from Digital Music Services from the exploitation of Your Content. If applicable, You authorize Us to deduct 10% sales commission percentage from the net incomes received by Us from Digital Music Services.
The abovementioned Service fees, sales commission percentage and the minimum payment threshold for You are listed in the Platform, in the “My Account > Pricing” section.
4.2 All payments and associated claims: (i) will be made through the corresponding “Sales->Balance” section of the Platform; (ii) will be made in the currency stated by Us; and (iii) will be payable via PayPal or bank-to-bank wire transfer to the account designated by You. If any authority imposes a duty, tax, levy, or fee, You agree to pay that amount or supply exemption documentation.
Payment of generated sales fees under these Terms of Use shall be made on a once a month, within days from receipt of an out payment request from you, provided always that the due amount exceeds the corresponding minimum payment threshold for the relevant requested payout. Nonetheless, You authorize Us to withhold any payment during an additional period of twenty-four (24) months in the event we deem that such payment contains incomes or fees totally or partially generated fraudulently or contravening these Terms of Use or the Anti-Fraud Policy. Any payment You receive from Us will be subject to all and any applicable taxes (including VAT, withholding taxes, etc.).
The payment of an invoice will not later prevent Us from disputing the invoiced amounts pursuant to any rights herein. We may recoup any amounts due to Us from You by withholding such amounts from any fees otherwise due in the future and providing notice thereof.
4.3 If any Digital Music Service deducts any amount due to any passed contingency, overpayment or conclusion in relation to Your Content or an investigation by Us reasonably demonstrates that any of Your fees for any prior month should have been lesser, We may, at the conclusion of such investigation and at our sole discretion, provide a revised sales report for the applicable month(s) and deduct the corresponding amount from future payments, what You acknowledge and accept.
4.4 Therefore, You expressly and irrevocably authorize Us to collect all incomes from the exploitation of Your Content through the Platform, including but not limited to author rights, performing and recording rights, any levy established by law for private copies, or for any other concept, without limitation. For this purpose, We may ask you to sign a specific authorization letter as solicited by the corresponding Performing Right Organization, which You undertake to provide as soon as requested by Us.
4.5 We will make any corresponding invoices and receipts, including mandatory taxes, available to You according to the applicable regulations.
4.6 We reserve the right to change in the future the Service price, the sales commission percentage or the minimum payment threshold, in which case the new terms will be notified to You not less than thirty (30) days prior to the effective date and will be applicable to future incomes.
4.7 We may decide not to charge you initially for the use of the Service and any optional service, however, You authorize Us to deduct the corresponding amounts from your future payments.
In the event that after one year from the start of the relationship, You have distributed Your Content on credit, without having generated enough sales to pay back the outstanding balance, We reserve the right to request the payment of the outstanding balance.
4.8 Audits: We will maintain accurate and complete records of account including all documentation needed by You to compute and verify the fees payable to You in connection with the performance of our agreement. During the Duration of our relationship and the three-year period thereafter, upon reasonable advance written notice, but in no event less than 30 calendar days’ notice, an independent reputable certified accounting firm appointed by You, will have the right to examine those records at any time during our normal business hours at the place where such records are normally maintained. You will have the right to audit your records only once a year.
5.1 The duration of our contractual relationship is initially undetermined. It shall begin when registering at the Platform and upon the explicit acceptance of these Terms of Use, and You or Us may elect to terminate the Service at any time by providing notice, in accordance with these Terms of Use, of thirty (30) days from the termination date.
In the event of termination, You must pay all outstanding amounts to Us in a maximum period of five (5) days from the notification date or We will transfer to you any positive balance, whichever is the case. Prior to requesting the termination, You must remove the Content from the DMSs using the “Takedown” functionality that is available to you within the Platform. Moreover, in the event of termination, You authorize Us suspend your account, block your access to your account and delete all the files and information uploaded by You to the Platform. The termination shall not affect the accrued rights and obligations of the parties at the date of termination.
5.2 Additionally, We may terminate our relationship and the Service:
5.3 In all cases, all costs due for any Service provided by Us until the termination date, must be duly paid by You.
5.4 We will not be liable to You for damages of any kind because of the termination of our relationship in accordance with these Terms of Use. Our respective rights and obligations contained in sections that by their nature are intended to survive, will survive the termination of this relationship.
Regardless the termination of the Service, You and We agree to maintain in force those contracts signed by Us with third parties before receiving the notification of termination in the event the contracts with such third parties would be still in force.
6.1 Nothing contained herein shall be construed as granting or conferring any property rights in the Platform or any part thereof to You; therefore, We are not granting to You by means of this Terms of Use, the right to exploit our Intellectual Property (including but not limited to copyright, patent, trademarks, registered marks, trade secrets, and confidential and proprietary information relating thereto). All these rights are expressly reserved by Us and, as a consequence, We will retain all licensed or ownership rights to the Platform, our brands, technology, etc., together with any complete or partial copies thereof.
6.2 When You upload any of Your Content to our servers through the Platform, you are recognizing the following:
6.3 If any of Your Content use any kind of the so-called “copyleft license” and such content was created or developed by a person (including artists and producers) which is not associated to any Performing Right Organization (such as but not limited to SACEM in France, MCPS in UK, SGAE in Spain, GEMA in Germany, etc.) in any country of the world, upon the compliance of section 4.4 above, then You authorize Us to claim on their behalf, where appropriate, to the Performing Right Organization of each country, any royalties, levies, duties, etc. that Digital Music Services have paid in respect with such content.
6.4 You must indicate through the Platform the name of the record label (associated with the phonographic producer) for each release or phonogram that you intend to distribute in any country in the world using the platform (phonographic producer that is associated with any Collective Management Society (CMO), as for example SCPP in France, PPL in the United Kingdom, AGEDI in Spain, CAPIF in Argentina, etc.). In contrast, if any of Your content is distributed using any “Public Label Name” available on the platform, you agree, in accordance with the provisions of section 4.4 above, with the following:
6.5 Copyright Infringement Notice Policy
If you believe that your work has been copied in a way that constitutes copyright infringement,, please notify BANOIRE ‘s agent for notice of claims of copyright infringement (“Copyright Agent”), at legal@Banoire.com.
You must provide our Copyright Agent with a Notice of claimed infringement that includes substantially the following information:
BANOIRE will remove the infringing posting(s), subject to the procedures outlined in the Digital Millennium Copyright Act (DMCA).
6.6 SENDING US A COUNTER NOTICE IF YOUR POSTING WAS REMOVED BUT YOU BELIEVE IT IS NOT INFRINGING
If you posted material that was removed in response to a notice of infringement and you believe the material was removed due to mistake or misidentification, you may request us to replace the posting by sending us a counter notice to our Copyright Agent as shown above.
Your counter-notice must be a written communication and must include substantially the following information:
When we receive a counter notice that complies with these requirements, we reserve the right, but not the obligation, to restore the material that was removed after forwarding a copy of the counter notice to the person who sent the notice of infringement and waiting at least ten (10) business days for such person to respond.
7.1 We work very hard and invest extensive resources to avoid automated and fraudulent behaviors. For this reason, we have created a specific Anti-Fraud Policy, that is available in the “Legal” section of your account. When you accept these Terms of Use, you also acknowledge and accept our Anti-Fraud Policy and, therefore, You accept that, among other commitments, You will not, and will not authorize any third party to, directly or indirectly, generate automated, fraudulent, or otherwise invalid playback actions, especially in Digital Music Services.
7.2 In this Anti-Fraud Policy we have implemented a 3-strike policy; therefore, please, read carefully such policy as We will be very strict applying it.
8.1 Our data protection policy is described in the Privacy Policy. The Privacy Policy is part of our relationship and, therefore, when you accept these Terms of Use, you are also acknowledging and accepting our Privacy Policy, which is available in the “Legal” section of your account.
9.1 We cannot warrant to You that the Platform and the Service will meet your requirements. Except as expressly provided in these Terms of Use, We provide the Services and the Platform “as is” and without warranty. We disclaim all other warranties, express or implied, including the implied warranties of non-infringement, merchantability, and fitness for a particular purpose. The Platform cannot be tested in every possible operating environment; therefore, We do not warrant that the functions contained in the Platform will meet your requirements, that operation of the Platform will be uninterrupted, or that the Platform is error free. Except as set forth herein and to the extent permitted by law, all other warranties, expressed or implied, statutory or otherwise, including, but not limited to, implied warranties of merchantability, quality, and fitness for a particular purpose are excluded on the part of Us. Neither Us nor any of our third-party suppliers or partners shall be liable for any injury, loss or damage, whether indirect, special, incidental or consequential nor for any lost profits, contracts, loss of data or programs, the cost of recovering such data, or incorrect, defective or faulty performance of Your Content.
9.2 You will assume all liability and defend, indemnify, and hold Us and any party, harmless for the use of the Platform and the Service.
9.3 Our liability under or in connection with the Platform and the Service (including damages) whether arising from negligence, breach of contract or otherwise shall be limited to the value of the fees paid by You to Us during the 12 months prior to the claim.
9.4 We shall not be liable for any loss of, whether arising directly or indirectly, (a) profits, (b) savings, (c) goodwill, (d) reputation, (e) revenue, (f) anticipated savings, (g) business or opportunity or (h) any other like pure economic loss; nor any special, indirect, consequential or incidental losses or damages of any kind or nature whatsoever regardless of whether in each case arising from breach of contract, warranty, tort, strict liability, negligence or otherwise, even if advised of the possibility of such loss or damage, or if such loss or damage could have been reasonably foreseen.
9.5 We respect the rights of others (including copyright, image and personality rights, etc.) and expect our clients to do the same. In compliance with the European Directive on Liability of Internet Service Providers, we will respond expeditiously to remove or disable access to material uploaded by users of the Platform and/or the Service that is claimed to infringe third parties’ rights.
10.1 Non-assignment: You may not assign your account or any interest therein to any third party (including companies of your same group), without our express prior written consent.
10.2 Severability: If any provision of this Agreement is found invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the other provisions of this Agreement will remain in force.
10.3 Promotion: We are not obliged to effectuate any online promotion and/or marketing of Your Content under these Terms of Use. However, We may offer complimentary promotional services which You may contract separately.
10.4 Notifications: Any notice that You or Us need to effectuate in connection with the development and performance of these Terms of Use shall be, whichever their object, by email at the addresses listed on your account on the Platform and, to Us, to any of the following means:
Banoire Distribution Inc.
29A South Federal Highway
33004 Dania Beach, Florida (United States)
Email: contact@banoiredistribution.com
10.5 Amendments: We may amend this Terms of Use, the Anti-Fraud Policy, the Privacy Policy or any other legal document from time to time, in which case the new terms will supersede prior versions. You should check these Terms of Use, the Anti-Fraud Policy, the Privacy Policy or any other legal document periodically for changes. Such changes shall become immediately effective upon the posting thereof. By using the Banoire services and site, you agree to accept all changes to our terms of use, the Anti-Fraud Policy, the Privacy Policy or any other legal document, whether or not you have reviewed them.
We will notify You not less than ten (10) days prior to the effective date of any such amendment and yYour continued use of the Service and/or the Platform following the effective date of any such amendment may be relied upon by Us as your consent to any such amendment. Our failure to enforce at any time any provision of these Terms of Use, the Anti-Fraud Policy or any other legal document does not constitute a waiver of that provision or of any other provision of our terms.
10.6 Confidentiality: In the event We provide any kind of information to you (including but not limited to statistics of the Platform, performance KPIs, marketing material, etc.) You agree to treat such information as confidential and in no event shall be utilized (for its benefits or for third parties), disclosed, transmitted to third parties or made public in any way by You without our prior written agreement.
10.7 Law and Jurisdiction: This Agreement shall be governed and construed in accordance with the laws of United States. When valid by law, any dispute, controversy or claim arising under, out of or relating to this contract and any subsequent amendments of this contract, including, without limitation, its formation, validity, binding effect, interpretation, performance, breach or termination, as well as non-contractual claims, shall be referred to and finally determined by arbitration in accordance with the WIPO Arbitration Rules. The arbitral tribunal shall consist of a sole arbitrator. The place of arbitration shall be Dania Beach (United States). The language to be used in the arbitral proceedings shall be English. However, if local regulations establish any kind of limitation based on the nature of the End User, any claims or lawsuits between the parties will be resolved by the Courts of the city of Dania Beach (United States).
Governing Laws
We operate and control our Site and Services from our office located in the U.S. We do not represent that the Site or Services are appropriate for use in other locations. Persons or entities who access or use the Site or Services from other locations are responsible for compliance with local laws, if and to the extent local laws are applicable.
Your use of the Site, Services, these Terms of Use and Privacy Policy will be governed by state and federal laws of the State of Florida without regard to principles of conflicts of laws and will be enforced under the state and federal laws of the State of Florida.
10.8 Mandatory Arbitration; Intellectual Property Litigation Exception; Waiver of Class Actions
PLEASE CAREFULLY READ THIS SECTION. IT AFFECTS YOUR LEGAL RIGHTS AND WAIVES YOUR RIGHT TO FILE A LAWSUIT IN COURT, EXCLUDING CERTAIN INTELLECTUAL PROPERTY DISPUTES
You agree that these Terms of Use affect interstate commerce and that the Federal Arbitration Act governs the interpretation and enforcement of these arbitration provisions. This Mandatory Arbitration; Intellectual Property Litigation Exception; Waiver of Class Actions section is intended to be interpreted broadly and governs any and all disputes between us including but not limited to:
The only disputes excluded from this waiver are the litigation of certain intellectual property disputes.
Initial Informal Dispute Resolution
You and BANOIRE agree to use reasonable efforts to settle any dispute, claim, question, or disagreement directly. Good faith negotiations between you and BANOIRE shall be a condition to either party initiating a formal action. Thus, if you have a dispute with BANOIRE, you agree to first attempt resolution of the dispute through informal dispute resolution by sending us a notice at contact@banoiredistribution.com and provide a brief, written description and basis of the dispute, relief sought, and your contact and Account information, including name, address, email, and telephone number.
Mandatory Binding Arbitration
If you and BANOIRE do not reach an agreement to resolve the dispute within thirty (30) days after notice of informal dispute resolution is received, then either party may submit the dispute to binding arbitration administered by JAMS or, under the limited circumstances involving intellectual property disputes, in court. All claims arising out of or relating to these Terms of Use and/or your use of the BANOIRE Platform shall be finally settled by binding arbitration administered by JAMS through confidential, binding arbitration before one arbitrator, and in accordance with the JAMS Streamlined Arbitration Rules and Procedures for claims that do not exceed $250,000 and the JAMS Comprehensive Arbitration Rules and Procedures for claims exceeding $250,000 in effect at the time the arbitration is initiated.
Arbitration shall be initiated and take place in Broward County, Florida, United States, and you and BANOIRE agree to submit to the personal jurisdiction or any federal or state court in Broward County, Florida in order to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator. At BANOIRE’s option, the arbitration proceedings may be conducted telephonically or via video conference.
The most recent version of the JAMS Rules are available on the JAMS website and are hereby incorporated by reference. You acknowledge and agree that you have either read and understand the Jams Rules or waive your opportunity to read the same, and waive any claim that the JAMS Rules are unfair or should not apply for any reason.
The arbitrator shall have the exclusive authority to make all procedural and substantive decisions and to resolve all disputes arising out of or relating to the interpretation, applicability, enforceability, or formation of these Terms of Use, including but not limited to, any claim that all or part of this Terms of Use is void or voidable, the question of waiver by litigation conduct or the question of arbitrability. The arbitrator shall have the power to grant whatever relief that would otherwise be available in a court of law or in equity. The arbitrator’s award shall be written and binding on the parties, and may be entered as a judgment in any court of competent jurisdiction.
The arbitrator, BANOIRE, and you will maintain confidentiality of any arbitration proceedings, judgments and awards, including, but not limited to, all information gathered, prepared and presented for purposes of the arbitration or related to the dispute. The arbitrator will have the authority to make appropriate rulings to safeguard confidentiality.
Notwithstanding any choice of law or other provision in these Terms of Use, you agree and acknowledge that these Terms of Use evidence a transaction involving interstate commerce and that the Federal Arbitration Act (“FAA”) will govern its interpretation and enforcement and proceedings pursuant thereto. It is the intent of the parties that the FAA and JAMS Rules shall preempt all state laws to the fullest extent permitted by law. If the FAA and JAMS Rules are found to not apply to any issue that arises under these Terms of Use or the enforcement thereof, then the issue shall be resolved under the laws of the state designated herein.
The arbitrator shall award to the prevailing party the costs and attorneys’ fees reasonably incurred by the prevailing party in connection with the arbitration. If the arbitrator determines a party to be the prevailing party under circumstances where the prevailing party won on some but not all of the claims and counterclaims, the arbitrator may award the prevailing party an appropriate percentage of the costs and attorneys’ fees reasonably incurred by the prevailing party in connection with the arbitration.
No Jury Trial
Absent this mandatory binding arbitration provision, you understand and acknowledge that you would have the right to sue in court and have a jury trial. Additionally, you understand and acknowledge that, in some instances, the costs of arbitration could exceed the costs of litigation in court and the right to discovery may be more limited in arbitration than in court.
Exception: Litigation of Intellectual Property
Notwithstanding your and BANOIRE’s decision to resolve all disputes through arbitration, either party may bring enforcement of actions, validity determinations, or claims arising from or relating to theft, piracy, or unauthorized use of intellectual property in any federal or state court in Broward County, Florida, USA, in the U.S. Patent and Trademark Office or other relevant U.S. administrative agency to protect its intellectual property rights, which includes patents, copyrights, moral rights, trademarks, and trade secrets.
Class Action Waiver
You and BANOIRE agree that an arbitration brought hereunder shall be conducted solely in your and our respective individual capacities and not as a class action or other representative action. You and BANOIRE expressly waive your and our right to file a class action or seek relief on a class basis.
10.9 Miscellaneous
Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law as nearly as possible to reflect the original intentions of the parties and the remaining portions shall remain in full force and effect. BANOIRE’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. Any cause of action which you may have with respect to the Site or Services must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred.
10.10 Entire Agreement
If any of these Terms of Use are found to be unlawful, void, or for any reason unenforceable, that provision will be considered severed from the remaining provisions and will not affect the validity or enforceability of the remaining provisions.
These Terms of Use constitute the entire agreement between you and us governing your access to, dealings with, and use of this Site and Services. Any failure by BANOIRE to assert any rights it may have under these Terms of Use does not constitute a waiver of our right to assert the same or any other right at any other time or against any other person or entity. This agreement under these Terms of Use may be modified only by our posting of changes to these Terms of Use.